Reverse Mortgages in Courtenay & Comox Valley, BC

Reverse Mortgages

in Courtenay

& Comox Valley, BC

Safe, Clear Reverse Mortgage Advice for Homeowners 55+

If you are 55 or older and own your home, a reverse mortgage can help you access your home equity without selling, downsizing, or making monthly mortgage payments.


I help homeowners across Courtenay, Comox, and the Comox Valley understand whether a reverse mortgage is the right solution for their retirement plans.

You will never be rushed.
You will never be pressured.
You will always understand your options.

Why Work With Victor Anasimiv

CONTACT ME

Choosing the right reverse mortgage is not about finding a quick quote. It is about protecting your home, your future, and your family.


✔ Experience You Can Trust

I have extensive experience helping homeowners navigate reverse mortgages in British Columbia. Every recommendation is based on your personal goals, not a sales quota.


✔ Options, Not One Lender

I work with three different reverse mortgage lenders, which means:

  • More flexibility
  • Better terms
  • Solutions tailored to your situation


✔ Clear, Honest Guidance

Reverse mortgages are often misunderstood. I take the time to explain everything in plain language so you feel confident in every decision.


✔ Compassionate, Retirement-Focused Service

Financial decisions later in life can feel emotional. I approach every conversation with patience, respect, and care.

What Makes My Reverse Mortgage Approach Different

Customized Solutions

No two retirements look the same. I review your full financial picture before recommending a

reverse mortgage  strategy that aligns with your long-term goals.


Education First

You will understand:

  • How a reverse mortgage works
  • The benefits and limitations
  • How it affects your estate and heirs

No jargon. No confusion.


Long-Term Support

My role does not end at closing. I remain available for:

  • Ongoing questions
  • Future planning
  • Family discussions

My Reverse Mortgage Process

1 - Initial Consultation:

We discuss your goals, concerns, and whether a reverse mortgage fits your situation.

2 - Financial Assessment:

I review:

  • Your home value
  • Existing mortgage or debt
  • Eligibility requirements

3 - Customized Proposal:

You receive clear options showing how a reverse mortgage could impact your retirement cash flow.

4 - Documentation & Education:

I walk you through every document and explain all terms before anything is signed.

5 - Closing Support:

I guide you through closing and ensure all questions are answered.

6 - Ongoing Support

You can reach out anytime after closing. I am here for the long term.

Reverse Mortgage Eligibility in Canada

You may qualify for a reverse mortgage if:

  • You are 55 years or older
  • You own your primary residence in Canada
  • You have sufficient home equity
  • Your home meets lender property requirements



Eligibility and loan amounts vary based on age, property value, and location.

Common Reverse Mortgage Myths (Cleared Up)

  • Myth: I will lose my home

    Truth: You remain the owner as long as you live in the home and meet basic obligations.

  • Myth: I have to make monthly payments

    Truth: No regular mortgage payments are required.

  • Myth: Reverse mortgages are only for people in financial trouble

    Truth: Many clients use them strategically to improve retirement cash flow.

  • Myth: There are hidden costs

    Truth: Reverse mortgages may include:


    Closing costs


    Appraisal fees


    Legal fees


    Mortgage insurance premiums


    All costs are explained upfront so there are no surprises.

  • Myth: A Reverse Mortgage Leaves Your Family With Debt

    Truth: A reverse mortgage reduces home equity over time, but it is designed to protect both you and your family.


    Any remaining equity goes to your estate


    Heirs can sell the home or repay the balance if they wish to keep it


    No debt is ever passed on beyond the value of the home


    I help families plan ahead and have clear conversations so everyone understands what to expect and feels confident moving forward.

Still have a question?

CONTACT ME

Why Homeowners Choose a Reverse Mortgage

Many clients use a reverse mortgage to:

  • Pay off an existing mortgage or high-interest debt
  • Supplement retirement income
  • Stay in their home longer
  • Provide an early inheritance to children or grandchildren
  • Create financial flexibility without selling their home

Speak With a Reverse Mortgage Specialist in Courtenay, BC

If you are considering a reverse mortgage, the first step is simply a conversation.

No pressure.
No obligation.
Just clear answers.

Modern Mortgage Group
Victor Anasimiv

📍 203-1978 Cliffe Ave, Courtenay, BC V9N 2L1
📞 250-338-3740